Outrageous medical billing practices rip-off consumers

The scales of justice are clearly “unbalanced” when medical providers charge far and above what insurance will cover by what is known as “balance billing.”

Judah Ariel, who wrote about her mother’s life threatening accident in the March 21st Forum section of the Plain Dealer, did an excellent job explaining how balance billing is a “double strike” against those who can’t afford health insurance. Not being able to afford health insurance is “strike one” and having medical providers jacking-up the true cost of their services so the uninsured pays exorbitant fees is “strike two.”

I am fortunate to have decent insurance to protect me against this practice. However, looking at three recent bills from my insurance carrier (see them at http://tinyurl.com/ykfn29l) vividly illustrate balance billing in action. One bill lists “Amount Charged” as $708.49 and “Amount Allowed” as $446.35. Another bill lists “Amount Charged” as $401.00 and “Amount Allowed” as $165.22. The last bill lists “Amount Charged” as $433.35 and “Amount Allowed” as $153.00. Without the insurance company to knock down the final amounts charged by the providers, I would have paid a total of $1542.84 instead of $764.57 which is more than double what an uninsured person would have paid.

I pray that the new health care reform bill puts an end to this practice. If not, then our elected officials need to address this shameful scam immediately.

So what do YOU think about these billing practices? Please leave your comment below.

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About us: SpectraLight Photography & Design is located in North Ridgeville, OH – just 10 minutes west of Great Northern Mall and 20 – 25 minutes west of downtown Cleveland. Discover more about our photography services here.

Now that is for the birds!

Migratory birds are losing their lives by the MILLIONS. Read this amazing article by Cleveland Plain Dealer columnist Connie Schultz.

So what do YOU think of this problem? Please leave your comment below.

Follow us on FacebookYouTubePinterestInstagram, and Twitter. Check out our artwork of amazing places from the Cleveland area and around the world here.

About us: SpectraLight Photography & Design is located in North Ridgeville, OH – just 10 minutes west of Great Northern Mall and 20 – 25 minutes west of downtown Cleveland. Discover more about our photography services here.

You just lost your job! Now what?

Whether you just lost your job or are ready for a new opportunity, read this excellent article from the Cleveland Plain Dealer: “Tackling the stages of a job search” by Treacy Crowley:

http://www.spectralight.com/findajob/PD-03-10-10.pdf

Do you have any special job search tips you'd like to share? Please leave a comment below.

Follow us on FacebookYouTubePinterestInstagram, and Twitter. Check out our artwork of amazing places from the Cleveland area and around the world here.

About us: SpectraLight Photography & Design is located in North Ridgeville, OH – just 10 minutes west of Great Northern Mall and 20 – 25 minutes west of downtown Cleveland. Discover more about our photography services here.

Your body language could cost you your job

Your body language subtly tells a job interviewer things about you.  There are many actions and habits that you should consider doing (or not doing) to tell the right story during an interview.

See photos and explanations of  body-language tricks to help ace an interview. Read full article

For additional articles to help in your job search: http://spectralight.com/findajob/

So what do YOU think? Please leave your comment below.

Follow us on FacebookYouTubePinterestInstagram, and Twitter. Check out our artwork of amazing places from the Cleveland area and around the world here.

About us: SpectraLight Photography & Design is located in North Ridgeville, OH – just 10 minutes west of Great Northern Mall and 20 – 25 minutes west of downtown Cleveland. Discover more about our photography services here.

Amazing executive portrait – Drew Maruna

 

I had the privilege of creating a new executive portrait of Drew Maruna, Financial Representative at The Sirak-Brockett Agency. He replaced the snapshot that was on his LinkedIn profile seen here. Note the improvement from his original portrait to the final retouched one.

More samples of other client portraits and information on this service are on our Executive Portrait page.

Follow us on FacebookYouTubePinterestInstagram, and Twitter. Check out our artwork of amazing places from the Cleveland area and around the world here.

About us: SpectraLight Photography & Design is located in North Ridgeville, OH – just 10 minutes west of Great Northern Mall and 20 – 25 minutes west of downtown Cleveland. Discover more about our photography services here.

Cracked & faded photos get new lease on life

Do you have old photos that are in horrible condition? Don't give up on them just yet – they may be recoverable! Today's photo restoration specialists combine today's digital technology with old-fashioned artistry to repair worn, stained, spotted, torn, cracked, bleached and faded photographs to their original luster. Digital restoration costs have been reduced to at least half of what they used to be and the quality has improved substantially!

See samples of badly faded or damaged photos and how they look after restoration. You will be amazed at the results: http://www.spectralight.com/copyrest/general/Page.html

Dara Hosta Olmsted Spirit 5K Race is May 2, 2010

The “Dara Hosta Olmsted Spirit 5K Race/Walk” is on May 2, 2010. It is in memory of the OFHS Freshman, Dara Hosta, who passed away after winning the 400 meter run in gym class in the Spring of 2000.

Besides the community spirit this event fosters, all monies raised from the race/walk (after expenses) will go toward college scholarships for Olmsted Falls High School seniors who have shown their school and/or community spirit by the activities they were involved in during their lifetime.

More information: http://spectralight.com/5krun/index.html

Another photo of Mel

Recently, I had the opportunity to photograph Mel, a sweetheart of a dog that had a leg amputated about a month ago. He was such a great creture to work with.

Mel is undergoing chemo treatment to knock out the cancer that cost him is leg. His best friend, Catie Wightman, is accepting donations for the chemo and the amputation. Check out Mel’s blog at http://melsmom.tripawds.com/ and his Facebook page at http://www.facebook.com/pages/Mel/206416653352?ref=sgm&v=wall#!/pages/Mel/206416653352?v=wall&ref=sgm

Gain new clients: put your best face forward

(Click on the photos to see them larger)

Putting a name to a face is of critical importance when prospecting for new clients or a new job. However, a bad portrait can cause more harm than good. Always put your “best face forward” with how you represent yourself.

A GOOD professional photographer can evaluate your facial features (deep-set eyes, long nose, wide face, etc.) and properly light your face and photograph it at the best angle to minimize various imperfections. Continue reading